How to Apply for CDCP in Scarborough (Canada Dental Care Plan)

The Canada Dental Care Plan (CDCP) is a federal program that helps eligible Canadians afford dental care. It covers treatments like cleanings, fillings, X-rays, and more for those with a family income under $90,000 and no private dental insurance. In 2025, the program will expand to include all eligible adults aged 18 to 64, making it easier for many to maintain their oral health. To take advantage of this opportunity, you need to apply correctly to avoid delays or denials. Below, we outline the four key steps to apply successfully.

4 Steps to Apply for CDCP

Getting started is easy with these four straightforward steps, taking you from checking eligibility to securing your coverage. Let’s walk through the process together!

Step 1: Submit Your Application Form

The application process begins with completing the CDCP form. As of May 2025, Canadians aged 18 to 64 can apply online at canada.ca/dental. Here’s how you can get started:

1. Go to the Canadian Dental Care Plan Apply website and sign in to or create a My Service Canada Account (MSCA).
2. Provide your personal information, including your Social Insurance Number (SIN), date of birth, and contact details.
3. Include details for your spouse/common-law partner and any children under 18 if applying for your household.

Helpful Tips:

Be sure to double-check the information you enter to ensure it is correct, and if you are unable to apply online, you can use the 24-hour automated phone system at (833) 537-4342. Also, keep in mind that one application covers all eligible children in your family.

Step 2: Provide Required Documents

To verify your eligibility, you’ll need to submit documents confirming your identity, residency, income, and lack of private dental insurance.

Documents You’ll Need:

• 2024 Notice of Assessment from the Canada Revenue Agency (CRA) to prove income under $90,000.
• Proof of residency (e.g., utility bill, driver’s license, or government ID).
• Your SIN or, for children without a SIN, their full name and date of birth.
• Disability Tax Credit certificate number (if applicable).
• Information on any government dental coverage (if applicable).

Upload digital copies through the CDCP online portal or mail original or certified copies to the provided CDCP address, or deliver them to a Service Canada Centre if you’re applying by phone.

Step 3: Check Your Application Status

Stay informed about your application’s progress to address any issues promptly.

How to Track:

1. Use the status checker tool on canada.ca/dental with your SIN, full name, and date of birth.
2. View updates on your MSCA dashboard.
3. Call (833) 537-4342 for automated status updates.

Processing usually takes 4 to 6 weeks, but high application volumes may cause delays. Check your email, mail, or MSCA account for requests for additional information.

Note: For children without a SIN, use the online tool or speak with a representative, as the automated phone system won’t provide their status.

Step 4: Await Approval Notification

Sun Life, the CDCP administrator, will notify you of the decision. If approved, you’ll receive a welcome package within three months, containing:

• A member card detailing your coverage.
• Your coverage start date (potentially June 1, 2025, for new applicants).
• Co-payment details (e.g., none for incomes under $70,000; 40% for incomes between $80,000 and $89,999).

What’s Next?:

Golden Mile Dental Clinic accepts patients who are covered by the Canada Dental Care Plan (CDCP). If you are eligible for this program, you can receive dental services at our clinic in accordance with CDCP guidelines. To ensure timely and efficient care, book your appointment now.

Am I Eligible for CDCP?

You qualify for the CDCP if you:

• Lack private dental insurance or government dental coverage.
• Have an adjusted family net income below $90,000 (based on your 2024 taxes).
• Are a Canadian resident for tax purposes.
• Have filed your 2024 taxes (including your spouse/common-law partner).

If you meet these conditions, follow the steps below to get started.

How to Handle a Denied Application

If your application is denied, you’ll get a letter explaining the reason, such as incomplete documents or ineligibility. Here’s how to proceed:

• Review the letter to understand the problem.
• Collect any missing or updated documents.
• Apply again through the online portal or by phone.

Tip: Confirm you have no private dental insurance, as recent cancellations may affect eligibility.

Golden Mile’s Commitment to CDCP Patients

At Golden Mile, our dental clinic is proud to support CDCP patients with comprehensive dental care. We offer various dental services covered by CDCP, such as professional tooth fillings, dental cleanings in Scarborough, surgeries, basic treatments, and more.

Our team uses modern technology and provides tailored treatment plans to suit your needs. To schedule a CDCP-covered appointment, call us at (647) 748-5354 or book online through our website.

Conclusion

The CDCP opens the door to affordable dental care for eligible Canadians. By carefully following these four steps, you can secure coverage and maintain your oral health without financial strain. If you qualify, start your application now to take advantage of this program.

For quality dental care in Scarborough, Golden Mile is here to assist with CDCP services. Contact us today to book your appointment and get professional dental care.

FAQs

Have you applied for the CDCP program yet? What challenges did you face in this journey? We’d love to hear it! Please leave a comment and tell us about your experience in applying for this plan.